Health Insurance Coverage Requirement For International Students

It is Texas A&M University policy that all international students have medical health insurance and evacuation/repatriation coverage. Texas A&M University defines International Students as any student who is not a permanent resident or US citizen. For explanations about this regulation please refer to SAP 26.99.01.M0.01 , International Student Health Insurance. International Student Services is responsible for monitoring verification of international students' required health insurance.

It is the student's responsibility to comply with University, System and Federal regulations as they relate to health insurance.

F-1 students are required to have medical health insurance and evacuation/repatriation coverage each semester they are registered. However, F-1 students and their dependents are strongly encouraged to maintain insurance coverage at all times.

J-1 students and their dependents are required to have medical health insurance and evacuation/repatriation at all times.

All international students are automatically enrolled in the System Student Health Insurance Plan (SSHIP) unless they apply for and are granted waiver. Please refer to following pages for more information on SSHIP and waiver:

• Automatic Enrollment in SSHIP
• SSHIP Waiver

All health insurance for international students must meet the following requirements:

• For each semester you are registered, you are required to have health insurance coverage through graduation date,
• Medical benefits of at least $50,000 per accident or illness,
• Repatriation of remains in the amount of $7,500,
• Medical evacuation to one's home country of at least $10,000,
• A deductible not to exceed $500 per accident or illness,
• The health insurance company offering the policy must:
  • Have a Best or Standard and Poor's rating of at least "A-",
  • or a Weiss Research Inc. rating of at least "B+",
  • or an Insurance Solvency International, Ltd. rating of at least "A-I",
  • or be backed by the full faith and credit of the student's home country government.

Documents submitted to ISS should be written in English or translated into English by a certified translator or professor of TAMU. All financial information must be stated in US dollars or converted to US dollars along with proof of conversion accuracy.